Freelancer
Tax Estimator
Stop Getting Surprised at Tax Time.
See exactly what you owe, what to set aside each month, and how to cut your tax bill with legal deductions — all in one interactive tool built specifically for gig workers and freelancers.
Free to use · Unlock everything for $27 · No subscription
What's Inside
Four Tools in One
Real Tax Calculation
Federal income tax + 15.3% self-employment tax + state tax — all calculated together so you see the full picture.
Business Deduction Tracker
Home office, vehicle, equipment, health insurance, retirement — check what applies and watch your tax bill drop in real time.
Quarterly Payment Schedule
Exact amounts due on Apr 15, Jun 16, Sep 15, and Jan 15. Never miss a deadline or pay an IRS penalty again.
Monthly Set-Aside Amount
One number: what to move to your tax savings account every single month so you're never caught short.
This Is For You If
You're Tired of Guessing
- Freelancers and independent contractors who hate surprise tax bills
- Gig workers (Uber, DoorDash, Instacart, Etsy) with no taxes withheld
- Side-hustlers earning income outside of a W-2 job
- Anyone who missed a quarterly payment and wants to get back on track
- Earners who want to legally reduce their tax bill with real deductions
How It Works
Three Steps. Full Clarity.
Enter Your Numbers
Input your freelance income, any W-2 salary, your filing status, and your state. Use the sliders or type directly.
Check Your Deductions
Select every business expense that applies — home office, vehicle, equipment, health insurance, retirement contributions. Each one lowers your tax bill.
See Your Full Picture
Instantly see your total tax owed, effective rate, take-home income, monthly set-aside amount, and exact quarterly payment schedule.
Questions
Frequently Asked
Is this a substitute for a CPA?
No — and we say that clearly. This tool gives you a solid estimate so you can plan and save appropriately. For complex situations, always consult a qualified tax professional.
What tax year does this use?
The tool uses 2024 federal tax brackets, the 2024 standard deduction, and the current 15.3% self-employment tax rate.
Does it handle W-2 income too?
Yes. You can enter both your freelance/gig income and any W-2 salary income. The tool calculates your combined tax liability correctly.
What states are supported?
The tool covers all major state tax rates from 0% (TX, FL, WA, etc.) up to 13.3% (California top bracket). Select the rate closest to your state.
Is it really free?
Yes. The core estimator — total tax, effective rate, SE tax, federal tax, and your WHAM insight — is completely free. Unlock the full deduction builder, quarterly schedule, and monthly set-aside for a one-time $27 payment.
Ready to Stop Guessing?
Know Your Numbers.
Own Your Tax Season.
Free to start. Unlock the full deduction builder, quarterly schedule, and monthly set-aside for a one-time $27 payment.
Free to use · Unlock everything for $27 · No subscription
Disclaimer: This tool provides general estimates for educational purposes only and does not constitute tax, legal, or financial advice. Always consult a qualified tax professional.